Sofia, Bulgaria – March 31, 2025 – Credefi has announced the official launch of its NFT Bonds product on the Polytrade Marketplace, marking the latest development in the platform’s effort to integrate real-world asset-backed lending into decentralized finance. The NFT Bonds are now available to purchase and trade directly on Polytrade, providing blockchain participants with access to collateralized, income-generating instruments.
The newly launched product offers a 22% annual yield with quarterly payouts and a fixed 12-month maturity term. The bonds are backed by more than $750,000 in real-world collateral, reflecting Credefi’s ongoing focus on credit products supported by tangible assets. NFT Bonds issued through this program are fractionalized and tradable, enabling a broader range of participants to access and manage exposure within the marketplace.
Credefi operates as an alternative lending platform connecting lenders in the decentralized finance ecosystem with small and medium-sized enterprises (SMEs) in the European Union. Loans facilitated by Credefi are secured by various forms of real-world assets, including real estate and future receivables, and are issued following a proprietary risk assessment process validated by Experian. As of the current launch, the platform has facilitated over $3.7 million in total liquidity.
The NFT Bonds product is built on this same framework. Each bond token represents a position in a real-world SME loan, with underlying collateral ensuring reduced exposure to crypto market volatility. The offering is designed to deliver predictable returns through exposure to traditional economic activity, utilizing blockchain for transparency and accessibility.
All borrowers on the Credefi platform are required to provide collateral and undergo credit evaluation. The platform currently maintains a loan-to-value ratio of 120%, a risk predictability rate exceeding 85%, and reports no defaults to date. Credefi’s lending infrastructure is designed to address a $176 billion financing gap among SMEs in the EU by offering tailored lending solutions to businesses that often lack access to traditional credit channels.
The NFT Bonds launch is integrated with the Polytrade ecosystem, which serves as a discovery and trading platform for tokenized real-world assets. Polytrade enables users to access a variety of investment products, including credit-based instruments, real estate, commodities, and more, all secured through on-chain protocols. The inclusion of Credefi’s NFT Bonds on the platform allows for increased visibility and secondary market functionality for the bonds, supporting liquidity and tradability.
Credefi’s broader platform features include $CREDI and $xCREDI tokens. $CREDI offers security and yield-enhancement mechanisms, while $xCREDI, earned by staking $CREDI into the platform’s Module X, provides governance functionality and access to additional reward mechanisms. These tools are part of Credefi’s approach to increasing user engagement while aligning incentives within its ecosystem.
The NFT Bonds are currently available for purchase on Polytrade, with full product and offering details accessible via the official listing at https://lnk.polytrade.finance/credefi-bonds.
About Credefi
Credefi is a decentralized lending platform that bridges the gap between traditional finance and decentralized finance by offering crypto lending products secured by real-world assets. Operating within the European Union, Credefi connects DeFi lenders with SMEs in need of capital, providing structured credit products backed by real estate, receivables, and other tangible assets. The platform employs a proprietary credit scoring model validated by Experian and is focused on delivering stable returns and real-world financial inclusion through blockchain-based lending.
Website: https://www.credefi.finance/
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